经常看到有些朋友对于哪些算是eligible或者ineligible spend不是很清楚, 今天把它们整理了一下, 希望可以帮到大家。
Eligible spend是指可以获得信用卡奖励的消费类型, 同时它也可以被算进最低消费中.
- Shopping (online & offline)
- Dinning
- Food delivery
- Cafe & fast food
- Travel i.e. Air ticket, Hotel, Tours
- Foreign currency spend (但是不建议, 因为有大约3.25%的foreign transaction fees)
- Grocery including voucher
- Entertainment, i.e. Bars, Taverns, Lounges and Nightclubs, Motion Picture Theaters, Theatrical, Producers and Ticket Agencies
欢迎大家加入关于新加坡信用卡的Telegram Channel & Facebook Group, 以免错过最新的信用卡优惠信息
Ineligible spend是指不可以获得任何信用卡奖励的消费类型, 同时也不可以用它来满足消费要求.
- Utility bill
- Insurance
- Education
- Tax
- Government services
- Professional services, i.e. GOOGLE Ads, Facebook Ads, etc
- Financial institutions, i.e. securities, investments or crypto-currencies of any kind
- Postal services
- Cash advance
- Donation
- Betting
- Topups, i.e. EZ-Link, GrabPay, NETS FlashPay, Shopee Pay, Youtrip, Singtel Dash, etc
- AXS, SAM, eNETS
- Payments made to CardUp, FavePay, iPaymy, SmoovPay and Fave eCard
- 0% Instalment Payment Plans
- Annual fee
- Political organizations
- Late payment charges
- Parking Lots, Parking Meters and Garages
以下的消费类型并不适用于每张信用卡。除非你对你的信用卡条款非常熟悉，否则我不建议使用它们来满足领取礼物的消费要求。
- Rental – ineligible to Citibank & OCBC
- Amaze – ineligible to DBS
- Telco (recurring) – ineligible to Standard Chartered
- Petrol (SPC) – ineligible to Amex
- Hospital – ineligible to UOB, DBS, OCBC & Citibank
- Dental – ineligible to OCBC
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