新加坡好用的里程信用卡 (2026)
经常被问到的一个问题是: “最好的 miles card 是哪一张?” 其实我也很希望有这么一张卡, 这样就不用花时间去研究和记住哪一张卡适合用在什么地方了. 可惜的是, 目前并没有这么一张”全能”的卡.
因为如果一张卡可以限制比较少, 用途比较广的话, 它的 miles 肯定不会多. 所以如果想快速累计 miles 的话, 就需要同时拥有几张 mile cards, 并且在不同的地方使用不同的卡. 以下几张不错的里程信用卡供大家参考.
| Credit Card | Remarks |
|
Rewards: x4 miles Cap: S$1,000 Income: SC/PR S$30k, EP/SP/WP S$42k 每月最低消费: - Remarks: 主要是 online, 但旅游相关的消费除外 |
|
|
Rewards: x4 miles Cap: S$1.5k Income: All S$80k (银行对这一点不是很严格) 每月最低消费: - Remarks: online only |
|
|
Rewards: up to x9.28 miles Cap: - Income: SC/PR S$30k, EP S$60k 每月最低消费: S$800/S$15,00 Remarks: selected categories only |
|
DBS yuu Visa Card
|
Rewards: x10 miles Cap: S$600 Income: SC/PR S$30k, SP/EP S$45k 每月最低消费: S$600 Remarks: 只限指定商家, 例如: Cold Storage, Giant, foodpanda, Breadtalk, gojeck, 7-Eleven, etc. |
|
Rewards: x4 miles Cap: S$1,010 Income: SC/PR S$30k, EP/SP/WP S$45k 每月最低消费: - Remarks: online & in-store (shopping only) |
|
|
Rewards: x4 miles Cap: S$1k Income: SC/PR S$30k EP/SP S$40k 每月最低消费: - Remarks: online & in-store 只限一个 category |
|
|
Rewards: x4 miles Cap: S$2k Income: All S$120k 每月最低消费: - Remarks: online & in-store 只限两个 category |
|
|
Rewards: x4 miles Cap: S$1k Income: SC/PR S$30k, EP/SP S$40k 每月最低消费: - Remarks: online (selected) & mobile contactless only, ⚠️paywave 没有 4 miles |
为了让大家可以更及时, 更方便地获取新加坡信用卡的第一手资讯, 我最近新建了一个 WhatsApp 频道和一个 Telegram 频道, 欢迎大家免费关注.
如果你有任何关于信用卡的问题, 欢迎随时在 Facebook 群组中提问, 大家一起讨论.
Citi Rewards Card
| 积分 | 消费类型 | 例如 |
| x10 | Retail Shopping (in-store) | Shoes, Bags, Clothes, Departmental Stores |
| x10 | Online Spend | |
| x10 | Ride-Hailing | Grab, ComfortDelGro, Gojek, etc. |
| x10 | Food Delivery | Foodpanda, Deliveroo, WhyQ, GrabFood, etc. |
| x10 | Online Groceries | FairPrice, Redmart, Honestbee, etc. |
| x1 | Contactless Payment | PayWave, Google Pay, etc. |
| x1 | 旅游 | 旅行社, 机票, 酒店, 租车, 邮轮 |
免费礼物 (任选一款):
需满足以下要求:
📝 在获得 Application Reference Number (ARN 例如: VFEJ3Q111111) 之后, 请立即向 SingSaver 提交 reward redemption form 并选择礼物, 无需等待信用卡申请结果. 这是因为如果超过14天不提交的话, 礼物将作废. 如果 email inbox 没有收到 reward redemption form, 可以通过 info@singsaver.com.sg 与SingSaver查询.
DBS Women’s World 信用卡
|
Miles |
Category |
|---|---|
|
x4 miles |
网上消费 |
|
x1.2 miles |
外币消费 |
|
x0.4 mile |
线下消费 |
Standard Chartered Smart Credit Card
在以下商家 (bonus spend merchants) 消费时可以获得最高 x9.28 miles or 10% cashback
|
Total Spend |
Miles |
Cashback |
|---|---|---|
|
S$1,500 |
x9.28 miles |
10% |
|
S$800 |
x7.42 miles |
8% |
|
< S$800 |
x0.46 miles |
0.5% |
需满足以下要求:
DBS yuu Visa Card
基本上每消费S$1可以获得1个yuu积分, 相当于0.5% cash rebate 或 0.28 mile
如果在以下yuu商家消费的话, 每消费S$1则可以获得额外的9个yuu积分, 总共10个yuu积分，相当于 5% cash rebate or 2.8 miles. 并且没有最低消费和上限.
|
Cold Storage |
Cold Storage |
|
Giant |
Giant |
|
Guardian |
Guardian |
|
7-Eleven |
7-Eleven |
|
foodpanda |
foodpanda food delivery |
|
Gojek |
Gojek |
|
SimplyGo |
SimplyGo |
|
Charge+ |
Charge+ Singapore |
|
CHAGEE |
Purchases via CHAGEE App |
|
Singtel |
Singtel Shop |
如果月(calendar month)消费满S$800的话, 则可以获得额外 26x Yuu积分, 相当于 13% cash rebate or 7.2 miles 每月上限为28,800 Yuu积分, S$144 or 8,000 miles. 加上原本的积分, 总共为 18% cash rebate or 10 miles。
需满足以下要求:
OCBC Rewards Card
以下零售和网上购物可以获得高达10倍OCBC$积分: S$1=4miles 或者 2.78% cashback
| MCC | Description |
|---|---|
| 5309 | Duty Free Stores |
| 5311 | Departmental Stores |
| 5611 | Men’s and Boys’ Clothing and Accessories Stores |
| 5621 | Women’s Ready to Wear Stores |
| 5631 | Women’s Accessory and Speciality Stores |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5691 | Men’s and Women’s Clothing Stores |
| 5699 | Miscellaneous Apparel and Accessory Shops |
| 5941 | Sporting Goods Stores |
| 5948 | Luggage or Leather Goods Stores |
| Alibaba | Guardian | Shopee |
| AliExpress | Lazada | Taobao |
| Amazon | Mustafa Centre | TikTok Shop |
| Daigou | NTUC Unity | Watsons |
| Ezbuy | Qoo10 |
免费礼物 (任选一款):
需满足以下要求:
申请完之后, 请立即向 SingSaver 提交 reward redemption form 并选择礼物以免忘记, 无需等待信用卡申请结果. 这是因为如果超过14天不提交的话, 礼物将作废. 如果没有收到含有 reward redemption form 的 email, 可以通过 info@singsaver.com.sg 与 SingSaver 查询. 申请 OCBC 信用卡 ❎ 无需提供 Application Reference Number (ARN).
| 按银行区分 | ||
|
|
|
|
|
|
|
|
|
|
||